Guide to Buying a Home

The home buying process is one of the most exciting, and frequently stressful, experiences you’ll ever go through. This holds true whether you’ve bought many homes or you’re looking to buy your first, whether you’re in the market for a new primary residence, an investment property or that perfect
vacation getaway.

Today’s real estate market can offer more opportunities, yet
 can be filled with more risks than ever before. There are a multitude of factors to consider and decisions to make. When buying, it’s crucial to have all the available resources necessary to make a well-informed decision, together with the time required to make use of them. It’s important to enlist the help of a trusted real estate professional who’ll be able to provide expert guidance at each step of the buying process.

Here's What's Inside:

Step 1: Get Ready for Home Ownership

Why do you want to buy a home? Are your finances ready for homeownership? What can you afford to buy? These are some of the questions I'll answer in the introductory chapter to get you started in the right direction.

Step 2: Get a Professional Realtor

Next we'll move on to finding the perfect realtor and learning how working with a realtor will help you, and more importantly how to choose the right realtor for you. This will help you know what to expect from your working relationship, and I'll help out by proving you with "8 Important Questions to Ask Your Agent" and 5 tips for working with them too!

Step 3: Get a Mortgage Pre-Approval

Here I'll cover Mortgages 101, Pre-Approval 101, and Mortgage Lenders 101 to make sure you're equipped with the proper knowledge to navigate the loan approval process. I'll also cover the two main benefits of getting a pre-approval, how to find a good mortgage lender, and what to expect from your working relationship with them.

Step 4: Find the Right Home for You

Now comes the exciting part! Here we'll focus on finding you the perfect home in the perfect neighborhood, including some tips on viewing homes and choosing the right one for you, along with "5 Ways to Evaluate a Neighborhood."

Step 5: Make an Offer and Negotiate

This is the area where you'll either get a great deal, or pay way too much! So be careful! I'll show you how by providing you with "5 Questions to Ask Yourself Before Making An Offer" and Negotiation 101. Then we'll cover how to complete the purchase offer, Home Inspections 101 and some tips on finding the right inspector for you.

Step 6: Insurance and Closing

The final stretch! I'll cover a ton in this chapter to see you through to the finish line by covering Homeowner's Insurance, Title Insurance, and Closing Costs in great detail. I'll even go over how to review the final HUD-1 Closing Statement, Tips for Preparing to Move, and Common Closing Problems and How to Avoid Them.